30-Year Fixed Rate

4.99%

*

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*4.99% interest rate (5.178% APR) is available on select homes and is based on FHA loan with a 780+ FICO score and FHA loan limits. Home must close within 60 days of contract acceptance. Additional homes available with rates ranging from 4.99% (5.178% APR) to 5.875% (6.074% APR) are available for qualified buyers with FHA, conventional, or VA loans through a trusted Pacific Lifestyle Homes lender.  Available on new contracts signed after March 1st, 2025. This promotion cannot be combined with any other offers, promotions, or incentives. Limited time offer and rates subject to change without notice. All loans subject to credit approval and eligibility requirements.

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4.99%

30-Year Fixed Rate

Unlock a 4.99% rate on select home sites! Speak with one of our New Home Sales Consultants today to learn more. Plus, most homes qualify for exclusive financing options ranging from 4.99% to 5.875% on a 30-year fixed mortgage, depending on property or loan type. Don’t wait—call or visit a model home today to explore your options!

Frequently Asked Questions

What does APR mean?
Annual percentage rate (APR) refers to the yearly interest generated by a sum that's charged to borrowers. For mortgages this can include the interest rate, broker fees, any points, and other charges you may pay for the loan.
How does the interest rate effect my monthly payment?
The interest rate on a loan as a direct impact on the monthly payment. The higher the rate the higher your monthly payment will be. Just a 1% reduction in the rate can save you hundreds on your monthly payment, depending on the size of your loan.
What does 30-year fixed mean?
A 30-year fixed-rate mortgage is a home loan with a repayment term of 30 years and an interest rate that remains the same throughout the life of the loan. A 30-year home loan with a fixed rate will have the same monthly payment until the loan is paid in full.

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